Multi-Currency Payouts and Tools

Cohart Connect (Multi-Currency Payouts)

For sellers who prefer to receive payouts in their local currency, we offer Cohart Connect. This is an optional setup that enables multi-currency listings, faster payouts, and direct bank transfers via Stripe.

It is primarily used by sellers who want to list artworks and receive payouts in their local currency.

How It Works

• Connect your bank account in the Financial Accounts dashboard
• Your connected account sets your default payout currency
• You list artworks in that currency
• Buyers can pay in any currency
• Cohart Connect automatically handles conversion
• You receive payouts in your connected bank account currency
• You are only responsible for your Cohart platform fee (2.5%–5% depending on your Cohart plan or fair rate)

Example:
If your account is connected in EUR, you’ll receive EUR — even if the buyer pays in AUD.

What Changes with Cohart Connect

Once connected:

• Payouts are sent directly to your bank via Stripe
• Payout timing is faster (typically 1–3 days)
• You can manage payouts and refunds directly in Stripe
• W-9 / W-8 forms are not required
• You can upload artworks in your connected currency

Important: Once connected, you can only list artwork prices in the currency tied to your connected account(s). Buyers can still view and pay in their own currency — conversion happens automatically.

Connecting Multiple Bank Accounts

You can connect multiple currency accounts (ex. EUR, USD, and AUD).

• If a matching currency account exists, the payout goes to that account by default
• If not, the payout goes to your default account

Examples:

• Buyer pays in EUR → payout goes to your EUR account
• Buyer pays in USD → payout goes to your USD account
• Buyer pays in CHF → payout goes to your default account if no CHF account is connected

If You Do Not Use Cohart Connect

We can still issue payouts via ACH bank transfer to U.S. and global bank accounts but:

• • All sales default to USD
  • Payouts follow the standard flow (bank details + W form)
  • Timing is typically 5–10 business days
  • Multi-currency features are not available

Using the Cohart Business App (In-Person Sales)

The Cohart Business App is the primary tool for processing sales at fairs. 

Accept payments directly on your phone — no hardware required. This is the easiest and most flexible way to sell at the fair, especially if your inventory isn’t uploaded yet. With Tap-to-Pay, your phone becomes a card reader and buyers can simply tap their card to complete a purchase.

Download: iPhone | Android

Requirements for Multi-Currency Feature on Tap-to-Pay

Multi-currency Tap is available when you’ve completed Cohart Connect and is designed for faster payouts and multi-currency support.

Requirements

• Cohart Connect must be completed
• Tap-to-Pay only works in supported currencies - view the list

Using Business Tap-to-Pay in your local currency

For currencies that are not supported, you can still use the tool but you have to input the card details (Tap is not available). If your currency is not supported:

• Tap-to-Pay will not be available but you can still process payments via manual card entry

Supported Currency Example (Tap-to-Pay)

A gallery connects a EUR account:

• • Lists artworks in EUR
  • Processes Tap-to-Pay in EUR (supported currency)
  • Buyer taps card on phone
  • Payout arrives in EUR (1–3 days)

Unsupported Currency Example (Hong Kong)

A Hong Kong gallery connects a HKD account:

• Lists artwork in HKD
• Tap-to-Pay in HKD is not a supported Tap currency but they can still accept payments via card entry in the app
• Payout arrives in HKD (1–3 days)